GHS to USD exchange rate
The Ghanaian cedi to US dollar rates 2 named providers actually quote for GHS→USD, grouped by provider type and benchmarked within it. Timestamped, append-only, and available over a free JSON API.
The first four cards follow the provider type chosen below; the mid does not depend on it. Latest fintech check 29 Sep 2026, 18:35 UTC.
No IMTO quotes on GHS→USD — showing fintechs & PSPs. Fintechs & PSPs are payment apps and platforms that convert money inside their own accounts, ranked against each other only.
Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Spread is basis points below the best fintech & PSP quote on this corridor (0 = best), never measured against another type. vs Mid compares each quote to the independent open.er-api.com reference. A quote not checked in the last 24 hours sits below a divider with its check date: never ranked or marked Best, and left out of the median and the counts. After 7 days unchecked it drops off the page.
About the GHS→USD corridor
As of 29 Sep 2026, 18:35 UTC, 2 providers quote GHS→USD: two fintechs & PSPs — Wise and Grey. None is an IMTO, so the page opens on fintechs & PSPs: the best is Wise at 0.085690 USD per GHS and the median is 0.083830.
The independent mid-market reference (open.er-api.com) was 0.086384 USD per GHS at 29 Sep 2026, 18:05 UTC. The best fintech & PSP quote sits -80.4 bps from it.
Get this corridor by API
curl "https://modan.io/api/v1/rates?from=GHS&to=USD&provider_type=fintech_psp" \ -H "X-API-Key: YOUR_KEY"
provider_type asks for one kind of provider; leave it off for every type, each ranked within its own. Free key on signup, 50 requests a day. The same data is served to AI agents by the MCP server at modan.io/api/mcp. See the API documentation.
Frequently asked questions
- What is the GHS to USD exchange rate today?
- As of 29 Sep 2026, 18:35 UTC, the best fintech & PSP rate Modan observed on GHS→USD is 0.085690 USD per GHS, quoted by Wise. 2 providers quote this corridor: two fintechs & PSPs. Every quote on the page carries the time Modan last checked it.
- Which fintech & PSP has the best GHS to USD rate?
- Wise, at 0.085690 USD per GHS as of 29 Sep 2026, 18:35 UTC. "Best" is ranked among fintechs & PSPs still current (checked within the last 24 hours, with weekends not counted for banks, which publish on weekdays only); every other provider type is ranked among its own kind, never against fintechs & PSPs. Official and parallel reference prints are shown but never ranked.
- Do any IMTOs quote GHS to USD?
- Not among the 10 IMTOs Modan tracks, as of 29 Sep 2026, 18:35 UTC, which is why this page opens on fintechs & PSPs. The reverse direction, USD→GHS, has 9 IMTO quotes, from LemFi, Nala, Pay Angel, Remitly, SendApp, Sendwave, TapTap Send, Western Union and WorldRemit.
- How is the spread on GHS→USD calculated?
- Spread is the distance in basis points between a provider's rate and the best current rate of the same provider type — and the same kind of price — on the corridor at that moment (0 bps = the best of its kind), so an IMTO is only ever measured against IMTOs. A quote with nothing of its kind to rank it against, or one that is no longer current, shows no spread. vs Mid is a separate measure: the distance from an independent mid-market reference (open.er-api.com) that is refreshed hourly.
- How do I get GHS to USD rates by API?
- Call GET https://modan.io/api/v1/rates?from=GHS&to=USD with an X-API-Key header, and add provider_type=imto (or fintech_psp, commercial_bank …) to ask for one kind of provider. A free key allows 50 requests a day; the same data is available to AI agents through the MCP server at https://modan.io/api/mcp.