Wise USD to NGN rate
Wise's latest USD→NGN quote (US dollar to Nigerian naira) and how it ranks against the 2 other fintechs & PSPs Modan tracks on this corridor — each provider type is ranked only among its own kind: rate, spread in basis points, distance from the independent mid, and a timestamped history.
About this quote
As of 29 Sep 2026, 19:35 UTC, Wise quotes 1,371.59 NGN per USD on USD→NGN with a 8.36 USD fee, ranked #1 of 3 fintechs & PSPs — the best fintech & PSP rate on the corridor at that check. Other provider types are ranked among their own kind, never against fintechs & PSPs.
Against the independent mid-market reference (open.er-api.com, 1,329.38 at 29 Sep 2026, 19:05 UTC) this quote sits +317.5 bps.
Wise - USD to NGN
Rest of the USD/NGN corridor
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Wise has the best fintech & PSP rate on this corridor right now. The other 17 providers, each ranked within its own type, are free with an account.
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All rates are timestamped, append-only observations of Wise's published quotes. Historical series and current rates are available via the Modan API.
Frequently asked questions
- What is Wise's USD to NGN rate today?
- As of 29 Sep 2026, 19:35 UTC, Wise quotes 1,371.59 NGN per USD with a 8.36 USD fee. Modan records each observation with a timestamp, and the history chart on this page shows how the quote has moved.
- Is Wise the best fintech & PSP rate for USD to NGN?
- Yes, among fintechs & PSPs — as of 29 Sep 2026, 19:35 UTC it is the best fintech & PSP quote on USD→NGN, ranked #1 of 3. Modan ranks each provider type only among its own kind, never across types.
- How often is Wise's USD→NGN rate updated?
- Modan does not publish a fixed schedule for Wise: some providers' rates are read automatically through the day, others are entered by hand, and banks publish on weekdays only. So every quote carries the time Modan last checked it — Wise's USD→NGN quote was last checked 29 Sep 2026, 19:35 UTC. Modan first recorded its current rate on 29 Sep 2026, 17:35 UTC. Every observation is timestamped and kept, so the history is append-only.